80後標竿 ｜ 分散投資：行得穩，走得遠。
在多變的世界，組合的穩定性很重要，也不用天天看報價機。
Browne在永恆組合中提出一個25/25/25/25的均衡的投資概念，資產分配如下：
資產分配比例
資產種類
25%
股票(Reits，指數基金或一般股票)
25%
商品(主要指貴金屬：例如黃金)
25%
債券
25%
現金
The Permanent Portfolio consists of:
25% in US stocks, to provide a strong return during times of prosperity.25% in long-term US Treasury bonds, which do well during prosperity and during deflation.25% in short-term US Treasury bonds in order to hedge against periods of recession.25% in precious metals (gold) in order to provide protection during periods of inflation.
2006 Amount invested€10,000
2025 Net asset value€40,733
Compound annual growth rate7.60%
